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candidate_metadata: candidate_id: “C00774” title: “Following the entry of the global stablecoin payment network, global fintech company Hecto Financial.. - MK” source_name: “매일경제” source_domain: “www.mk.co.kr” url: “https://www.mk.co.kr/en/stock/12102204” canonical_url: “https://www.mk.co.kr/en/stock/12102204” published: “2026-07-20” collected: “2026-07-30T23:59:57Z” query: “USDC CPN cross-border payments settlement” snippet: “Hecto Financial의 x402 참여와 Circle Payments Network를 통한 USDC·EURC 기반 실시간 결제·정산 계획이 본문의 중심이다.” candidate_id: “C00774” title: “Following the entry of the global stablecoin payment network, global fintech company Hecto Financial.. - MK” source_url: “https://www.mk.co.kr/en/stock/12102204” canonical_url: “https://www.mk.co.kr/en/stock/12102204” source_domain: “www.mk.co.kr” source_type: “article” author: “안갑성” published: “2026-07-20” collected: “2026-07-30” original_language: “english” registered_by: “hermes” registered_at: “2026-07-30T23:59:57Z” collector_note: “Source-success source_html; body review LLM_REVIEW INCLUDE; source artifact SHA-256 355b75a94ceff37cea98ee6f22af41ab12f9464d2dcc927c8cbdd786f2c00806; extracted body SHA-256 2ba036d5c865b40c45cfc735ce818b7d73c911e33b83f53a56ef6cc8518e6eb7.”
Following the entry of the global stablecoin payment network, global fintech company Hecto Financial.. - MK
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CPN Synergy Secures AI Payment Infrastructure Commercialization of Google AP2-Based Payment in Q3 Following the entry of the global stablecoin payment network, global fintech company Hecto Financial will participate in establishing artificial intelligence (AI) payment standards and start the AI agent payment business in earnest. It plans to lead the future payment market by combining existing financial infrastructure, blockchain, and AI technologies. Hecto Financial announced on the 20th that it has joined the “x402 Foundation,” an open-source project that builds global payment standards for AI agent payments The foundation’s “x402” is a protocol that supports AI agents to use stablecoins to make payments and transactions without human intervention. The x402 is designed to enable APIs or web services to demand payment before content is provided by utilizing HTTP 402 (payment required) status codes that have long existed in the web standard but have not been used in practice. Since Coinbase and Cloudflare jointly established the x402 Foundation in September 2025, Google, Visa, Amazon Web Services (AWS), Circle, and Antropic have grown into a global coalition in a short period of time. Earlier, Hecto Financial joined the Circle Payment Network (CPN) and secured the first global stablecoin payment network in Korea that can be used for AI agent payment. CPN is a network operated by Circle Technology Services, a subsidiary of Circle, and is a structure that connects banks, payment service providers (PSP), virtual asset service providers (VASP), and other financial institutions to support stable coin-based real-time settlements such as USDC and EURC. Hecto Financial’s strategy is to combine a global stablecoin payment network (CPN) and a global AI payment standard (x402) with a traditional financial infrastructure that encompasses payments and settlements. Through this, AI agents will preempt AI payment infrastructure that can carry out the entire process from product search to purchase and service use on behalf of users. In addition, Hecto Financial successfully completed Google’s AI agent payment specification ‘AP2 (Agent Payments Protocol)-based AI agent payment technology verification (PoC) in June and will push for commercialization in the third quarter. AP2 is an open protocol that Google unveiled in September 2025 with more than 60 payment and technology companies including Mastercard, PayPal, American Express, and Coinbase. Based on this, Hecto Financial plans to expand into a “Universal Cart” environment where AI agents put products from various online shopping malls in one shopping cart and even pay. In addition, Hecto Financial plans to provide its AI payment infrastructure to small business owners and small and medium-sized sellers who have difficulty independently responding to the AI commerce environment after entering the full-fledged commercialization stage. Choi Jong-won, CEO of Hecto Financial, said, “As AI agents are becoming a new subject of economic activities, the payment infrastructure is also facing a new paradigm,” adding, “Hecto Financial will continue to upgrade its global standard-based AI payment infrastructure to create an environment where large platforms as well as small business owners can participate in AI commerce.”